Encore Capital Advisors

Rated 4.7 out of 5

Total Rating


Rates as low as 1.9% APR up to $100,000

The Good

  • High Loan Ceiling

  • Straightforward Lending Options

  • Broad Loan Offers

High Loan Ceiling

Encore Capital Advisors provides a high loan ceiling that makes them a much better option if you're looking for a considerable amount of financing, like getting an auto loan paid. The lowest loan limit that they offer is $10,000, and the maximum is $100,000.

Straightforward Lending Options

Contrary to signing up for a loan with banks, applying for one with Encore Capital Advisors is more uncomplicated and straightforward. All transactions, including loan offers, loan options, and loan applications, are made through their website. Consultations are also conducted over the phone and are free of charge.

Broad Loan Offers

Encore Capital Advisors uses its broad lender network to provide clients with the best loan deals possible. While the company is open to accepting loan requests from applicants with low to excellent credit profiles, annual percentage rates are subject to the borrower's credit rating.


With no minimum credit score and a high lending ceiling, Encore Capital Advisors is the cream of the crop when it comes to online funding. They have upfront personal loan deals with loan options that reach up to $100,000 and one of the lowest annual percentage rates available in the market.

Contact Information

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Call our recommended rep over at Encore Capital Advisors below.

Rated 4.7 out of 5
4.7 out of 5 stars (based on 3 reviews)
Very good33%


Encore Capital Advisors

With no minimum credit score and a high lending ceiling, Encore Capital Advisors is the cream of the crop when it comes to online funding.

They’ve always delivered promptly.

Rated 5 out of 5
May 16, 2021

This is my second time applying for a loan with Encore Capital. They’ve always delivered promptly, and the money is always sent in the next business day.

Avatar for Ashton R
Ashton R

Sent to me immediately.

Rated 5 out of 5
May 12, 2021

It only took me less than ten minutes to apply. It was effortless, I didn’t have any trouble, and the funds were sent to me immediately.

Avatar for Gary V
Gary V

Get your money fast.

Rated 4 out of 5
May 9, 2021

I was searching for a trustworthy brand and read about ECA on BBB. No regrets, the process is easy to do, and you get your money fast.

Avatar for Paula M
Paula M






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