Union First Funding

Rated 4.5 out of 5

Total Rating


Rates as low as 1.9% APR up to $100,000

The Good

  • No Fees

  • Flexible Repayment Option

  • Low APR

No Fees

Naturally, if you’re looking for a debt relief agency, then, you must be tight on budget and looking for cost-effective solutions that will strategically help you salvage your credit without spending so much. Thankfully, Union First Funding offers you the best of both worlds. With no late fees, no origination fees, and no consultation fees, the company allows you save to up to $500 less than its competitors and help you settle your debts.

Flexible Payment Option

Union First Funding offers supple payment options with loans that may be paid for up to 3, 5, or 7 years. The available terms are dependent on your credit score, your debt-income ratio, as well as the type of program that you are enrolled in. You also have the option to make more increased monthly premiums for a shorter term or a more reduced monthly premium for a lengthier term.


Union First Funding offers debt consolidation programs, a debt-relief solution where you can merge all of your accounts into one single debt and lower interest rates. Aside from decreasing your overall premium, this also helps you alter your payment structure into a more convenient and simpler one.

The Bad

  • Does Not Offer Discount Vouchers Online

Does Not Offer Discount Vouchers Online

Some credit agencies online offer rebates or online discount vouchers as a part of their marketing strategy; however, Union First Funding does not have any of these sales tactics to lure clients in, probably because they don’t really have to. Union First Funding already has a well-established reputation in the industry with over a 100% customer satisfaction rate, the company simply relies on word of mouth. Besides, they already have minimal fees that help you save up to $500 on total charges, that alone should suffice, it’s definitely better than a 5% discount voucher.

Contact Information

Website:  unionfirstfunding.com
Email: Contact Form
Address: 919 E Main Street Suite 1000 Richmond, Virginia 23219

We'll Connect You!

Call our recommended rep over at Union First Funding below.

Rated 4.5 out of 5
4.5 out of 5 stars (based on 2 reviews)
Very good50%


Union First Funding

Union First Funding’s excellent program structure has drawn a lot of consumers to them. It’s important to do business with a company that will not drown you further into debt. Union First Funding has several financial alternatives with no extra fees, no hidden fees, and flexible loan repayment terms, these qualifications are what we deem necessary to finding the perfect credit agency to help you pay off your debts.

I’m impressed!

Rated 4 out of 5
May 24, 2020

The staff of Union First Funding is very friendly. They have gladly assisted me with their debt consolidation program and they answered all my questions patiently. I’m impressed!

Avatar for Hana K
Hana K

The debt consolidation program of Union First Funding is good.

Rated 5 out of 5
May 24, 2020

The debt consolidation program of Union First Funding is good. I have applied with other companies but they all declined it. Union First Funding is the only company who approved my application regardless of the number of debts I have. If not because of them, I would still be drowning in my debts right now.

Avatar for Daisy G
Daisy G






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